All of the following are types of income that are considered when calculating how much HB and CTR you will receive.
You must declare these when you claim and every time they change. See the proof checklist for a breakdown of what evidence you need to provide.
Where a claimant is getting any of the following, we will ignore their income and they will qualify for the maximum HB and CTR:
Some incomes are fully or partly disregarded when working out a person's income. These include:
If you pay for child care then part of this cost can be deducted from your income figure used to calculate your HB and CTR. This can be up to £175 (for one child) or £300 (for two or more children) per week for the following categories:
To qualify the child or children will need to be with:
You will not qualify if the child is 15 years old or more. If the child is disabled the age would be 16 years.
We work out your earned income by deducting the following from your gross salary:
The following amounts are also disregarded from your weekly earned income if you are:
There is a further £17.10 disregarded from your income if you work more than 16 hours and have children or if you work more than 30 hours per week and do not have children.
If you are self-employed your income for benefit purposes will be worked out on your profit after tax. Some expenses taken by HM Revenues and Customs (the Tax Office) are not counted for benefit purposes. The above income disregards still apply.
To see if you may be entitled to claim use our benefits calculator.
Updated: 17 November 2017